Trade 1,400+ instruments from your phone. Free demo included — no deposit required to start.
Get the XM App74.12% of retail investor accounts lose money when trading CFDs with this provider.
XM offers three mobile apps: the XM App (its proprietary all-in-one platform), MetaTrader 4, and MetaTrader 5. All three are free, available on iOS and Android, and connect to the same XM trading account. This guide covers how to download each one, which app to choose, and how to get set up. For a full assessment of XM as a broker, see our XM Review.
If you already have an XM account, you can start trading within minutes of installing the app. If you do not have one yet, you can register directly from the XM App — the full sign-up, KYC verification, and first deposit can all be done on your phone.
| App | Best For | Key Advantage | iOS & Android |
|---|---|---|---|
| XM App | Most traders | All-in-one: trade, deposit, withdraw, copy trade, learn | Yes |
| MetaTrader 5 | Multi-asset & stock CFD traders | 21 timeframes, depth of market, stock CFDs | Yes |
| MetaTrader 4 | Forex traders & EA users | Largest Expert Advisor library, industry standard | Yes |
How to Download the XM App on Android
The XM App is available on the Google Play Store. Search for “XM App” or “XM Trading” and look for the developer name Trading Point of Financial Instruments Ltd.
- Open the Google Play Store on your Android device.
- Search for “XM App” or “XM Trading”.
- Find the app by Trading Point of Financial Instruments Ltd (package: com.xm.webapp). Look for the verified developer badge.
- Tap Install and wait for the download to complete.
- Open the app, log in with your XM credentials, or tap Register to create a new account.
Android Version Details
| App name on Play Store | XM – Trading Point |
| Developer | Trading Point of Financial Instruments Ltd |
| Package ID | com.xm.webapp |
| Current version | 4.33.0 (May 2026) |
| Requires Android | 7.0 and up |
| Downloads | 5,000,000+ |
| Content rating | Everyone |
| Price | Free |
How to Download the XM App on iPhone (iOS)
The XM App requires iOS 15.4 or later. It works on iPhone, iPad, iPod touch, and Mac with Apple M1 chip or later.
- Open the App Store on your iPhone.
- Tap the search icon and type “XM App” or “XM Trading Point”.
- Look for the app published by XM (developer: Trading Point Holdings Ltd). The icon shows the XM logo on a dark background.
- Tap Get, then confirm with Face ID, Touch ID, or your Apple ID password.
- Once installed, open the app and log in — or tap Register to create a new account.
iOS Version Details
| App name on App Store | XM App – Trade with confidence |
| Developer | Trading Point Holdings Ltd |
| App ID | 1072084799 |
| Current version | 4.33.0 (May 2026) |
| Requires iOS | 15.4 or later |
| File size | ~343 MB |
| Rating | 4.6 / 5 |
| Price | Free |
Why Are There Multiple XM Apps on Google Play?
If you search “XM” on Google Play, you will find several apps that look almost identical: XM App, XM 360, XM GO, and XM Connect. All four are published by Trading Point of Financial Instruments Ltd, and their descriptions are nearly word-for-word copies of each other.
The reason is entity segmentation — XM operates under multiple regulated entities worldwide (CySEC, ASIC, DFSA, FSCA, CMA Kenya, FSC Belize) and uses separate app builds to route users to the correct legal entity based on their location. The apps are functionally identical; the difference is which XM entity you are onboarded to.
Which one should you download? The main XM App (package: com.xm.webapp). It has 5 million+ downloads and is the primary listing. If you are directed to a different version during registration, the app will handle the redirect automatically.
XM APK Download (Android)
If Google Play is unavailable in your country or on your device, XM provides an official APK file directly from their website.
- Open your Android browser and go to xm.com/apk-app-download.
- Download the APK file. Your browser may ask you to confirm the download.
- Go to Settings → Security → Unknown Sources and enable “Install from unknown sources” (or allow your browser to install unknown apps on Android 8+).
- Open the downloaded APK file and tap Install.
- Once installed, open the app and log in normally.
The APK is identical to the Play Store version. XM updates it on their site alongside Play Store releases, so you receive the same features and security patches.
MetaTrader 4 & MetaTrader 5 Mobile
If you use Expert Advisors, custom indicators, or prefer the MetaTrader charting interface, download MT4 or MT5 directly from the app stores. These apps are built by MetaQuotes (not XM) and are used with brokers worldwide. You connect them to your XM account using your MT4 or MT5 login credentials.
| Feature | MT4 Mobile | MT5 Mobile |
|---|---|---|
| Search for | “MetaTrader 4” in App Store / Play Store | “MetaTrader 5” in App Store / Play Store |
| Developer | MetaQuotes Software Corp. | MetaQuotes Software Corp. |
| Timeframes | 9 | 21 |
| Indicators | 30 | 38 + 44 analytical objects |
| Depth of market | No | Yes |
| Stock CFDs | No | Yes |
| Expert Advisors | Yes (manage from desktop) | Yes (manage from desktop) |
| Deposits / Withdrawals | No — use XM App or Members Area | No — use XM App or Members Area |
How to connect MT4/MT5 to your XM account
- Download MetaTrader 4 or MetaTrader 5 from the App Store or Google Play.
- Open the app and tap Settings (gear icon) → New Account → Login to an existing account.
- In the server search field, type “XM” and select your server (shown in your XM welcome email, e.g., XMGlobal-Real 3).
- Enter your MT4/MT5 login ID (a numeric account number) and password. These are in your XM Members Area under “My Accounts.”
- Tap Sign In. Your account balance and open positions will load immediately.
Access 1,400+ instruments with 21 timeframes, depth of market, and stock CFDs.
Download MT5 for XM74.12% of retail investor accounts lose money when trading CFDs with this provider.
XM on PC — Desktop & WebTrader
XM does not offer its proprietary XM App on desktop. For PC trading, you have three options:
| Platform | Download? | OS | Best For |
|---|---|---|---|
| MT5 Desktop | Yes — install from xm.com | Windows, macOS | Full charting, EAs, multi-asset trading |
| MT4 Desktop | Yes — install from xm.com | Windows, macOS | Forex-focused, legacy EAs |
| MT5 WebTrader | No install needed | Any browser | Quick access from any computer, no download |
Download the desktop platforms from xm.com under the “Platforms” section. The login credentials are the same as the MT4/MT5 mobile apps — your numeric account ID and trading password.
Which App Should You Download?
Use this table to find the right app for what you want to do.
| You Want To… | Download This | Why |
|---|---|---|
| Trade, deposit, and manage your account from one app | XM App | Only app with built-in deposits, withdrawals, KYC, and education |
| Copy experienced traders automatically | XM App | Built-in copy trading from $50 minimum allocation |
| Trade stock CFDs alongside forex | MT5 Mobile | MT5 supports 1,400+ instruments including stocks; MT4 does not |
| Run Expert Advisors (automated bots) | MT4 or MT5 Desktop | EAs require the desktop platform; mobile can only monitor |
| Trade from a browser without installing anything | MT5 WebTrader | Runs in any browser, no download required |
| Just get started — not sure what you need | XM App | Covers everything; add MT4/MT5 later if needed |
How to Set Up & Start Trading
Once you have the XM App installed, here is how to go from download to your first trade.
- Register or log in. Open the XM App and tap Register if you are new. The sign-up asks for your name, email, country, and phone number. You can also log in with an existing XM account.
- Verify your identity (KYC). Upload a photo of your ID (passport or national ID) and a proof of address (utility bill or bank statement). You can take the photos directly inside the app. Verification typically completes within 24 hours.
- Choose demo or live. While KYC is pending, you can trade on the demo account immediately. Once verified, switch to live by tapping the account switcher at the top of the app.
- Deposit funds. Tap Deposit inside the app. XM supports cards (Visa, Mastercard), e-wallets (Skrill, Neteller), bank transfer, and M-Pesa (Kenya via iPay Africa). Minimum deposit is $5 on Standard and Micro accounts.
- Place your first trade. Search for an instrument (e.g., EUR/USD), tap it, set your lot size and stop-loss, then tap Buy or Sell. XM executes 99% of orders in under one second with zero requotes.
Conclusion
If you want one app that handles everything — trading, deposits, withdrawals, copy trading, education, and account management — download the XM App. It is the simplest way to start trading with XM on your phone, and the only XM mobile app that lets you manage your money without opening a browser.
If you need Expert Advisors, custom indicators, or desktop-grade charting, add MT5 alongside it. Both connect to the same XM account, so there is no conflict — use the XM App for account management and MT5 for execution.
XM is regulated by CySEC, ASIC, DFSA, FSCA, and CMA Kenya. All apps are free. Start with the free demo account to test the interface, and when ready, a $5 deposit on a Standard account unlocks the 100% welcome bonus. For a full overview of XM’s safety, fees, and regulation, read our XM review.
Open a free demo or deposit $5 on a Standard account to claim the 100% welcome bonus.
Get the XM App74.12% of retail investor accounts lose money when trading CFDs with this provider.
Frequently Asked Questions
Yes. The XM App, MetaTrader 4, and MetaTrader 5 are all free on iOS and Android. There is no subscription fee. XM earns revenue from trading spreads and commissions, not from app downloads.
The XM App is published by Trading Point Holdings Ltd, regulated by CySEC (EU), ASIC (Australia), DFSA (Dubai), FSCA (South Africa), and CMA (Kenya). The app uses SSL encryption and supports biometric login (Face ID, fingerprint). It carries a 4.6/5 rating on the Apple App Store.
Download XM App (package: com.xm.webapp) by Trading Point of Financial Instruments Ltd. The other listings (XM 360, XM GO, XM Connect) are entity-specific builds that are functionally identical. Avoid “XM Exchange” by USMART SECURITIES — it is not affiliated with XM.
Yes, but only from the XM App (the proprietary app). MetaTrader 4 and MetaTrader 5 do not support deposits or withdrawals — for those you need the XM App or the XM Members Area in your browser. The XM App supports cards, e-wallets, bank transfers, and M-Pesa (Kenya).
The XM App is built by XM and combines trading with full account management (deposits, withdrawals, KYC, education, copy trading). MetaTrader 4 and 5 are built by MetaQuotes and focus on trading execution, charting, and automated strategies. They connect to the same account — you can use both.
Yes. The XM App includes built-in copy trading. Browse Strategy Managers by ROI, drawdown, and win rate, then allocate funds starting from $50. XM does not charge for the service — Strategy Managers set their own performance fees (up to 50% of profits). You can start copy trading from the XM App by visiting the Copy Trading section.
Go to xm.com/apk-app-download in your Android browser and download the file. Enable “Install from unknown sources” in your device settings, then open and install the APK. It is identical to the Google Play version.
Yes. You can open a free demo account directly from the XM App with virtual funds. No deposit required, no time limit. The demo uses real market data and live spreads, so it accurately mirrors live trading conditions.
The XM App is designed for mobile (iOS and Android). For desktop trading, XM offers MT4 and MT5 as downloadable desktop platforms, plus MT5 WebTrader that runs in any browser. The XM App can also run on Mac computers with Apple M1 chip or later via the App Store.