In a Nutshell
  • Minimum deposit is $10 for most methods (UPI, Binance Pay, e-wallets, local banks) or $50 for Visa/Mastercard and major crypto (BTC, ETH)
  • Zero deposit fees from Quotex on all methods (your bank or crypto network may charge their own fees)
  • Instant processing for e-wallets, UPI, and Binance Pay; crypto deposits take 5–60 minutes depending on network
  • Local payment methods available for India, Pakistan, South Africa, SE Asia, and more — open the Quotex deposit page to see the methods available in your country

Quotex is one of the most popular binary options platforms in India, Pakistan, and parts of Africa, and the deposit experience is a big part of why. A $10 minimum, instant processing on local methods like UPI and Binance Pay, and zero broker fees make it one of the easiest platforms to fund — especially for traders starting with small amounts or whose banks block deposits to other offshore platforms.

This guide covers the fastest and cheapest way to fund your Quotex account, which deposit methods are available in your country, processing times, fees, deposit limits, and what to do if your deposit fails. We also answer the question behind the search: is it safe to put your money with Quotex?

Quotex Minimum Deposit

The minimum deposit on Quotex is $10 for most local payment methods, e-wallets, and smaller cryptocurrencies. Visa/Mastercard and major cryptocurrencies like Bitcoin and Ethereum have a higher minimum of $50.

Deposit Method Minimum Deposit
Visa / Mastercard $50
UPI / India IMPS $10
Local e-wallets $10
Binance Pay $10
Bitcoin (BTC) $50
Ethereum (ETH) $50
USDT (Tether) $10
Solana (SOL) $10
Dogecoin (DOGE) $10
Local bank transfers $10
Instant EFT (South Africa) $10

In local currency terms, $10 is approximately ₹850 (India), PKR 2,800 (Pakistan), KES 1,300 (Kenya), NGN 16,000 (Nigeria), or ZAR 180 (South Africa). The exact minimum depends on your payment method and country — check the Quotex deposit page to see the minimum for your specific method.

Start with a Small Test Deposit

If this is your first time depositing on Quotex, start with the minimum amount ($10) to verify that the payment method works and that funds appear in your account before depositing a larger amount.

How to Deposit Money in Quotex

Depositing money on Quotex takes a few minutes. Here’s the process:

  1. Log in to your Quotex account through the web platform at qxbroker.com or the mobile app.
  2. Click the green “Deposit” button in the top-right corner of the trading screen. You can also access it from the Account menu.
  3. Select your payment method. Only methods available in your country will be displayed. The deposit interface shows the minimum and maximum amounts for each method.
  4. Enter your deposit amount. If you have a promo code, click “I have a promo code” and enter it before confirming. See our Quotex Promo Code page for current codes.
  5. Confirm the transaction. For e-wallets and online banking, you’ll be redirected to the provider’s website to authorise the payment. For crypto, you’ll receive a wallet address to send funds to. For UPI, approve the payment in your UPI app.
  6. Check your Quotex balance. Most deposits appear instantly. If using crypto, wait for blockchain confirmation (10–30 minutes depending on network).
Your Deposit Method = Your Withdrawal Method

Quotex requires you to withdraw using the same method you deposited with. See our Quotex Withdrawal guide for processing times, limits, and common issues. If you deposit via Visa, you must withdraw to the same Visa card. Choose your deposit method carefully — switching later requires contacting support and additional verification.

Deposit Methods

Quotex supports a wide range of deposit methods including cryptocurrencies, bank cards, e-wallets, and local payment options. The methods available to you depend on your country.

Category Methods Min Deposit Speed
Bank Cards Visa, Mastercard $50 Instant
Cryptocurrency Bitcoin, Ethereum, USDT, Solana, Dogecoin, Polygon, Litecoin $10–$50 10–30 min
Crypto Wallets Binance Pay $10 Instant
E-Wallets Local wallet providers $10 Instant
Kenya / Tanzania M-Pesa $10 Instant
India UPI, IMPS, Net Banking, Paytm, PhonePe $10 Instant
Pakistan JazzCash, Easypaisa, local bank transfer $10 Instant–30 min
South Africa Instant EFT, South African Banks $10 Instant
SE Asia GCash, OVO, Shopee, local banks $10 Instant

Best Deposit Method by Country

India: UPI is the fastest and most convenient option — instant processing, $10 minimum, and no fees from Quotex. IMPS and Net Banking are alternatives if UPI is unavailable.

Pakistan: The most reliable method is depositing USDT via Binance Pay. Buy USDT on Binance using P2P (JazzCash, Easypaisa, or bank transfer), then deposit USDT to Quotex. This avoids bank blocks on direct card deposits to offshore platforms.

Africa (Kenya, Nigeria, South Africa): South African traders can use Instant EFT or local bank transfers ($10 minimum). Kenyan traders can use M-Pesa, crypto (USDT via Binance Pay), or local e-wallets. For Nigeria, crypto (USDT via Binance Pay) or local e-wallets are the most reliable methods.

Crypto via Binance Pay Is the Most Reliable Universal Method

If your local payment methods are unreliable or your bank blocks transactions to offshore brokers, depositing USDT via Binance Pay works from virtually any country, processes instantly, and has a $10 minimum.

Deposit Processing Time

Most Quotex deposits are processed instantly or within minutes. Crypto deposits depend on blockchain confirmation times.

Method Stated Time Typical Real-World Time
E-Wallets (local providers) Instant Under 1 minute
UPI / Local Mobile Payments Instant Under 5 minutes
Binance Pay Instant Under 1 minute
Bank Cards (Visa, Mastercard) Instant Instant–30 minutes
USDT (TRC-20) After confirmation 5–15 minutes
Bitcoin After confirmation 10–60 minutes
Ethereum After confirmation 5–15 minutes
Instant EFT / Local Banks Instant Instant–15 minutes
Bank Wire Transfer 1–5 business days 1–3 business days

For the fastest deposits, use Binance Pay, UPI, or a local e-wallet, or UPI. Avoid bank wire transfers for your first deposit — the multi-day processing time means you’ll be waiting before you can verify the system works.

Deposit Limits

Quotex deposit limits vary by method and country. Most methods have a $10 minimum, but maximum limits differ significantly.

Method Min per Transaction Max per Transaction
Visa / Mastercard $50 $489–$1,132 (country-dependent)
UPI / India IMPS $10 ~$22,000
Local e-wallets $10 Varies by provider
Binance Pay $10 ~$55,000
Bitcoin $50 $40,000
USDT (Tether) $10 $40,000
Instant EFT (South Africa) $10 ~$2,800
South African Banks $10 ~$11,300

Card limits are the lowest — Visa/Mastercard is capped at around $489–$1,132 per transaction depending on your country. If you need to deposit larger amounts, crypto (Bitcoin, USDT) or local e-wallets offer significantly higher limits. For most retail traders depositing $10–$500, any method will work. Exact limits vary by country and method — check the Quotex deposit page for the limits that apply to you.

Deposit Fees

Quotex does not charge any fees on deposits. The broker absorbs payment processing costs on its side.

However, this does not mean deposits are completely free. Your bank, card issuer, or payment provider may charge its own fees — typically 0.5%–2% for currency conversion if your payment currency doesn’t match your Quotex account currency. Crypto network fees (gas fees) also apply and are deducted from the amount you send, not by Quotex.

How to Minimise Deposit Costs

Deposit in the same currency as your Quotex account to avoid conversion fees. If your account is in USD, use a USD-denominated method or deposit USDT (which is pegged to USD). If using crypto, choose a low-fee network — USDT on TRC-20 (Tron) has much lower network fees than ERC-20 (Ethereum).

Quotex Welcome Bonus

Quotex offers a deposit bonus for new accounts, with the bonus percentage increasing based on your deposit amount. Bonus terms and percentages change regularly — for the latest active codes and a full breakdown of how the bonus works (including withdrawal conditions), see our Quotex Promo Code guide.

Common Deposit Problems

Deposit problems on Quotex are relatively rare compared to withdrawal issues, but they do happen. Here are the most common problems and how to resolve them.

Deposit Not Showing in Account

If your payment was debited but your Quotex balance hasn’t changed, the most common causes are: the transaction is still processing (especially for crypto — wait for blockchain confirmation), a currency mismatch between your payment and your Quotex account, or a temporary system delay on Quotex’s side. Check your Quotex transaction history under Account → Transactions to see if the deposit shows as “Processing.” If the deposit still hasn’t appeared after 30 minutes (e-wallets/cards) or 1 hour (crypto), contact Quotex support through the live chat inside your trading account with your payment receipt.

Card Declined

Many banks in India, Pakistan, and Africa automatically block transactions to offshore trading platforms. If your Visa or Mastercard deposit is declined, it’s usually your bank blocking the transaction, not Quotex. You can try calling your bank to authorise the payment, but the more reliable solution is to switch to a different method — UPI (India), Binance Pay (Pakistan), or Instant EFT (South Africa).

Declined Deposit Request

Quotex may decline a deposit if your account verification (KYC) is incomplete, if the payment method name doesn’t match your Quotex account name, or if you’re depositing from a prohibited jurisdiction. Complete your identity verification before making your first deposit to avoid this issue.

Crypto Deposit Not Credited

Cryptocurrency deposits require blockchain confirmations before they appear in your Quotex account. Bitcoin typically needs 1–3 confirmations (10–60 minutes), while USDT on TRC-20 is faster (5–15 minutes). If your crypto deposit hasn’t appeared after the expected time, verify that you sent the correct cryptocurrency to the correct network address (e.g., USDT on TRC-20, not ERC-20 if you selected TRC-20 in Quotex). Sending crypto to the wrong network address can result in permanent loss of funds.

Double-Check the Network

When depositing crypto, make sure the network you’re sending from (e.g., TRC-20, ERC-20, BEP-20) matches the network Quotex generated the wallet address for. Sending USDT on the wrong network is the most common cause of permanently lost crypto deposits — and Quotex cannot recover funds sent to an incorrect network.

Is It Safe to Deposit on Quotex?

No, depositing on Quotex is not safe because Quotex is not regulated by any recognised financial authority. The deposit process itself works — most deposits are processed instantly and without issues. But your money is not protected after it reaches Quotex: deposited funds are not held in segregated accounts, there is no deposit protection scheme, and the platform can block your account and restrict access to funds at its discretion.

Many traders deposit and withdraw without problems. But if a dispute arises — a failed withdrawal, an account block, a frozen balance — you have no regulator to appeal to and no guaranteed mechanism to recover your funds.

Conclusion

Quotex deposits are fast, free, and support a wide range of payment methods. The deposit process works well. But depositing money on an unregulated platform carries inherent risk that no deposit guide can eliminate.

If you decide to deposit, start with $10 to verify the system works with your payment method before committing a larger amount. Complete KYC verification immediately — not when you’re ready to withdraw, because that’s when blocks happen. Choose your deposit method carefully, since Quotex requires you to withdraw via the same method. And never deposit more than you can afford to lose entirely.

For the full regulatory analysis, why these risks exist, and how Quotex compares to regulated alternatives, read our Quotex Review.

If you prefer a regulated broker, see our list of recommended brokers.

Frequently Asked Questions

Can I deposit to Quotex with UPI?
Yes, UPI is available for Indian traders with a $10 minimum (approximately ₹850). You can use Google Pay, PhonePe, or Paytm to approve the UPI payment. Processing is instant. If UPI is not showing as an option, it may be temporarily unavailable in your region — try IMPS or Net Banking as alternatives.
Does Quotex offer a deposit bonus?
Yes, Quotex offers a welcome deposit bonus with percentages that vary based on your deposit amount. Bonus terms and active promo codes change regularly. For the latest codes and a full explanation of bonus conditions (including the trading volume required before withdrawal), see our Quotex Promo Code guide.
How to deposit on Quotex from Pakistan?
The most reliable method from Pakistan is depositing USDT via Binance Pay. Buy USDT on Binance using P2P (pay with JazzCash, Easypaisa, or bank transfer in PKR), then deposit the USDT to your Quotex account. This avoids the bank blocks that commonly affect direct card deposits to offshore platforms from Pakistan.
Can I deposit to Quotex from South Africa?
Yes. South African traders can deposit via Instant EFT, South African bank transfer, Visa/Mastercard, or cryptocurrency. Instant EFT and local bank transfers have the lowest minimum ($10) and process instantly. Visa/Mastercard has a higher minimum ($50) and may be blocked by some South African banks. If your card is declined, Instant EFT or USDT via Binance Pay are the most reliable alternatives.
Can I deposit to Quotex from Kenya or Nigeria?
Yes. Kenyan traders can deposit via M-Pesa (available under E-payments on the deposit screen), as well as cryptocurrency (USDT via Binance Pay), local e-wallets, or Visa/Mastercard. Nigerian traders can use cryptocurrency, e-wallets, or Visa/Mastercard if their bank allows transactions to offshore platforms. Binance Pay is a reliable option for both countries with a $10 minimum.
Can I deposit to Quotex in my local currency?
It depends on your country and payment method. Some local methods (UPI in India, Instant EFT in South Africa) allow deposits in local currency, which Quotex converts to your account currency automatically. For other methods, you may need to deposit in USD. If your deposit currency differs from your account currency, expect a 0.5–1.5% conversion spread. Depositing USDT avoids conversion costs entirely since it is pegged to USD.