1. Who we are

TIC (“we”, “us”, “our”) publishes independent reviews of online trading brokers at tic.co.tz. For the purpose of data protection law, TIC is the data controller of the personal data processed through this website.

Controller: TIC Editorial Ltd., Dar es Salaam, Tanzania.
Privacy contact: legal@tic.co.tz

2. Data we collect

TIC collects only the data needed to operate the website, improve our content, reply to your messages, and meet legal requirements.

Data you give us directly

• Contact form data — your name, email address, country, message topic, and message content when you use our contact form or email us directly.
• Newsletter data — your email address and country if you sign up for our newsletter. You can unsubscribe at any time using the link in every email.
• Comments and reviews — if you post a reader comment or submit a scam report, we collect your name (or display name), your email, and the content you submit.

Data we collect automatically

• Log data — IP address, approximate location (country/city level only), browser type, operating system, and the pages you visit.
• Cookies and similar technologies — see our Cookie Policy for the full list of cookies we use and why.
• Analytics data — aggregated, anonymised usage statistics through our privacy-first analytics provider.

Data we do not collect

TIC does not collect, store, or process any of the following, and we will never ask you for them:

• Your trading account password, MT4/MT5 login, or broker credentials.
• Your bank card number, CVV, or banking credentials.
• Copies of ID documents, unless you send them unsolicited in which case we delete them.
• Sensitive personal data (health, biometric, religious, political) — we have no reason to collect it.

3. Why we use your data

Purpose	Data used
Replying to your contact or correction messages	Name, email, message content
Sending the newsletter you signed up for	Email, country
Moderating and publishing reader comments	Display name, email, content
Operating and securing the website	IP address, log data
Measuring which articles are useful to readers (aggregated)	Analytics data
Meeting legal and tax obligations	As required by law

4. Legal basis for processing

TIC processes personal data only where we have a lawful basis. Depending on the data and purpose, the basis is one of the following:

• Your consent — newsletter signup, non-essential cookies, reader submissions.
• Legitimate interests — replying to your messages, securing the site, measuring aggregated site performance.
• Legal obligation — record-keeping, responding to valid regulatory or law-enforcement requests.

You can withdraw any consent you have given at any time by emailing legal@tic.co.tz. Withdrawing consent does not affect processing that has already happened.

5. Who we share data with

TIC does not sell your personal data. We share it only with trusted service providers who help us run the website and only for the purposes listed above. These providers are bound by confidentiality and data-protection contracts.

• Hosting provider — stores the website and log files.
• Email sending provider — delivers newsletter emails and contact-form replies.
• Analytics provider — measures aggregated site usage. We use a privacy-first provider that does not sell data.
• Legal advisers — on the rare occasion we need legal advice on a specific matter.

We also share limited, non-identifying data with brokers when you click an affiliate link (for example: which affiliate link was clicked and when). We never share your name, email, or other identifiable data with brokers. See our affiliate disclosure for details.

We will disclose personal data if required by law — for example, in response to a valid court order or regulatory request — but we will always try to notify you unless the law prevents us from doing so.

6. How long we keep your data

Data type	Retention period
Contact form and email correspondence	24 months after the last message, then deleted
Newsletter subscription	Until you unsubscribe, plus 30 days
Reader comments (published)	Kept as part of the published record; email is deleted after moderation
Server log files	90 days
Analytics data (aggregated)	26 months

7. International data transfers

TIC is based in Tanzania, but some of our service providers are based outside Tanzania — for example, hosting and email providers in the European Union and the United States. Where we transfer your data internationally, we use one of the following safeguards:

• Providers in countries with an adequacy decision from the European Commission.
• Standard Contractual Clauses (SCCs) approved by the European Commission.
• Equivalent safeguards required by Tanzanian, Kenyan, or South African law where applicable.

8. Your rights

Under the Tanzania Personal Data Protection Act 2022, the Kenya Data Protection Act 2019, the South African POPIA, the EU GDPR, and similar laws, you have the following rights over your personal data:

• Access — ask what data we hold about you.
• Correction — ask us to fix inaccurate data.
• Deletion — ask us to delete your data (“right to be forgotten”).
• Restriction — ask us to stop processing your data in certain ways.
• Portability — ask for a copy of your data in a machine-readable format.
• Objection — object to specific types of processing, including direct marketing.
• Withdraw consent — at any time, for any processing based on consent.
• Complain — lodge a complaint with your data protection authority. In Tanzania, that is the Personal Data Protection Commission.

To exercise any of these rights, email legal@tic.co.tz. We will respond within 30 days.

9. Security

TIC uses the security measures expected of a modern publishing site: HTTPS encryption, access controls on our admin systems, two-factor authentication on all staff accounts, and regular security updates. No system is 100% secure. If a breach ever affected your personal data, we would notify you and the relevant data protection authority within 72 hours, as required by law.

10. Children

TIC is not aimed at children. Our content covers online trading, which is only legal for adults (18 years or older in most African markets). We do not knowingly collect data from anyone under 18. If you believe a child has submitted data to us, email legal@tic.co.tz and we will delete it.

11. Changes to this policy

We may update this privacy policy to reflect changes in our service, our providers, or applicable law. The “Last updated” date at the top of the page shows when the current version was published. Significant changes will be flagged on the homepage or by email to newsletter subscribers.

12. How to contact us

For general questions about TIC, use our contact page.