In a Nutshell
  • Standard account: $8/lot on EUR/USD (0.8 pips, no commission) — 27% below the industry average of $11/lot
  • Raw Spread account: $7/lot (0.0 pips + $7 round-turn commission) — best for high-volume traders
  • Pro account: $6/lot (0.6 pips, no commission) — cheapest overall on EUR/USD, requires $200 deposit
  • Zero inactivity, deposit, and withdrawal fees — one of the cleanest fee structures in the retail broker market
  • Only cost to watch: 0.5–1.5% currency conversion spread, avoidable by opening your account in local currency (KES, ZAR, NGN)
TIC’s #1 Broker for Africa
Exness
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72% of retail investor accounts lose money trading CFDs with this provider.

Exness is the world’s largest retail forex broker by monthly trading volume, and consistently ranks among the cheapest for trading fees. The Standard account — Exness’s most popular — charges no commission with a typical EUR/USD spread of 0.8 pips ($8 per standard lot), which is 27% below the industry average. For traders who want tighter pricing, the Pro account drops to $6/lot and the Raw Spread account to $7/lot — both well below what most regulated competitors charge.

This guide breaks down every Exness trading fee by account type, shows you exactly what one trade costs in dollars on each account, compares Exness’s spreads to the industry average, and explains which account type is cheapest for your trading style. We also cover the non-trading costs — including the currency conversion spread Exness doesn’t advertise — and how to avoid them.

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Exness Fee Summary

Here is every fee Exness charges — and every fee it doesn’t — in one table. This covers the Standard account (the most popular); differences by account type are detailed in the sections below.

Fee Type Exness Charges
EUR/USD Spread (Standard) 0.8 pips typical ($8/lot)
EUR/USD Spread (Raw Spread) 0.0 pips typical + $7 commission = $7/lot
EUR/USD Spread (Pro) 0.6 pips typical ($6/lot) — no commission
Commission (Standard / Pro) None — cost is built into the spread
Commission (Raw Spread) $3.50 per lot per side ($7 round-turn)
Commission (Zero) From $0.20 per lot per side (varies by instrument)
Swap / Overnight Fee Variable — charged on positions held past 5 PM EST. Swap-free available.
Inactivity Fee None
Deposit Fees None — Exness absorbs all processing costs
Withdrawal Fees None
Currency Conversion 0.5–1.5% spread if account currency ≠ deposit currency
No hidden fees: zero inactivity, zero deposit/withdrawal charges, and trading costs below the industry average on all account types. The only variable cost is the currency conversion spread, which is avoidable.

Spreads

Exness’s spreads are below the industry average across all account types, because the Standard account builds the trading cost into the spread (no separate commission), while the Raw Spread and Zero accounts pass near-raw interbank pricing with a commission on top. The Pro account sits in between — tighter spreads than Standard, still no commission.

Spreads by Account Type

Typical spreads during the London/New York session overlap (the most liquid trading hours). These are averages, not minimums — actual spreads vary with market conditions.

Instrument Standard Std Cent Pro Raw Spread Zero
EUR/USD 0.8 pips 0.8 pips 0.6 pips 0.0 pips 0.0 pips
GBP/USD 1.0 pips 1.0 pips 0.7 pips 0.0 pips 0.0 pips
USD/JPY 1.0 pips 1.0 pips 0.7 pips 0.0 pips 0.0 pips
AUD/USD 0.9 pips 0.9 pips 0.6 pips 0.0 pips 0.0 pips
USD/CAD 1.4 pips 1.4 pips 1.0 pips 0.0 pips 0.0 pips
EUR/GBP 1.3 pips 1.3 pips 0.9 pips 0.3 pips 0.0 pips
Gold (XAUUSD) 20 cents 20 cents 12 cents 5 cents 0 cents

Source: Exness published spreads, cross-referenced with CompareForexBrokers independent testing (May 2026). Gold spreads are in USD cents per ounce.

How Exness Compares to the Industry

On the Standard (commission-free) account, Exness beats the industry average on every major pair:

Pair Exness Standard Industry Average Difference
EUR/USD 0.8 pips 1.1 pips −27%
GBP/USD 1.0 pips 1.4 pips −29%
USD/JPY 1.0 pips 1.4 pips −29%
AUD/USD 0.9 pips 1.3 pips −31%
EUR/JPY 1.6 pips 1.9 pips −16%

Source: CompareForexBrokers standard account spread benchmark, updated May 2026.

Variable Spreads — What to Expect

Exness spreads are variable, not fixed. During normal London/New York hours, you’ll see spreads close to the numbers above. During high-impact news events (NFP, rate decisions, CPI releases), spreads can widen to 2–5x their normal levels for seconds to minutes. During the Asian session or over weekends, spreads are typically 1.5–2x wider than the London session. This is standard across all variable-spread brokers — not specific to Exness.

Exness Standard spreads are 16–31% below the industry average on major pairs. Raw Spread and Zero offer near-zero spreads on majors during liquid hours. The trade-off: variable spreads widen during news and low-liquidity periods.
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Commissions

Exness charges no commissions on Standard, Standard Cent, and Pro accounts — all trading costs are built into the spread. The Raw Spread and Zero accounts charge commissions in exchange for tighter spreads.

Account Commission Model Per Side Round-Turn (1 lot) Notes
Standard None $0 Spread-only
Standard Cent None $0 Spread-only
Pro None $0 Instant execution
Raw Spread Fixed per lot $3.50 $7.00 All instruments same rate
Zero Variable per instrument From $0.20 From $0.40 Commission varies by pair

The Raw Spread commission of $3.50 per side is slightly above the industry average of $3.44 (source: CompareForexBrokers), but the difference is negligible — $0.12 extra per round-turn lot. The Zero account’s variable commission means popular majors like EUR/USD cost as little as $0.40 round-turn, but exotic pairs and metals can cost significantly more.

Zero Account: The Commission Varies

The Zero account advertises 0.0 pip spreads on the top 30 instruments for 95% of the trading day. In exchange, you pay a per-instrument commission that is NOT fixed. On EUR/USD, it’s typically $0.20–$0.50 per side. On exotic pairs or metals, it can be $1.50–$5.00+ per side. Always check the commission for your specific instrument in the platform before trading — the total cost may not be cheaper than Raw Spread for less liquid instruments.

Three accounts with zero commission (Standard, Standard Cent, Pro). Two accounts with commission + raw spreads (Raw Spread at $7/lot fixed, Zero at variable rates). For most traders, the Standard or Pro account’s simplicity is the better choice.

Swap / Overnight Fees

If you hold a position overnight past 5:00 PM EST (the daily server rollover), Exness charges or credits a swap fee based on the interest rate differential between the two currencies in your pair. On Wednesdays, swaps are tripled to account for the weekend settlement period. Swap rates change daily and vary by instrument and direction (long vs. short).

Swap rates are dynamic and change daily based on interbank rates. Check current rates in your MT4/MT5 platform: right-click any symbol → Specification → look for “Swap Long” and “Swap Short.” We don’t publish static swap tables because they’d be outdated within a day.

Swap-Free Trading on Exness

Exness offers swap-free status to all traders — not just Islamic accounts. This is unusual; most brokers restrict swap-free to Sharia-compliant clients only.

How it works: Traders in Islamic-majority countries receive automatic swap-free status on all instruments. Traders in other regions may receive conditional swap-free status based on Exness’s internal algorithm.

There are two swap-free tiers: “Standard” swap-free (indefinite, on select forex pairs) and “Extended” swap-free (time-limited, on instruments like Gold and crypto). If extended swap-free expires while you hold a position, Exness replaces the swap with a fixed administration fee — which can be higher than the standard swap.

Practical advice: If you’re a day trader or scalper who closes positions before 5 PM EST, swaps are irrelevant to you. If you hold positions for days or weeks, check whether your instruments qualify for swap-free and understand the time limits.

Swaps are standard for the industry and only matter if you hold positions overnight. Day traders and scalpers don’t pay them. Exness’s swap-free option is more broadly available than most brokers — a genuine advantage for position traders.

Total Cost Per Trade

This is the number that actually matters. Spreads and commissions are only useful if you can compare them as a single figure. Here’s what one standard lot (100,000 units) of EUR/USD actually costs on each Exness account type — spread cost plus commission, in USD.

Account EUR/USD Spread Spread Cost Commission Total Cost Rank
Pro 0.6 pips $6.00 $0 $6.00 #1
Raw Spread 0.0 pips $0.00 $7.00 $7.00 #2
Zero 0.0 pips $0.00 ~$0.40 ~$0.40 #3*
Standard 0.8 pips $8.00 $0 $8.00 #4
Standard Cent 0.8 pips $8.00 $0 $8.00 #4

*Zero account commission varies by instrument. The ~$0.40 figure is for EUR/USD specifically. On less liquid pairs, Zero can be more expensive than Raw Spread.

How We Calculate Spread Cost

For forex pairs quoted to 5 decimal places: spread in pips × $10 = spread cost per standard lot. Example: 0.8 pip spread on EUR/USD = 0.8 × $10 = $8.00 per lot.

For gold (XAUUSD): spread in cents × 100 oz = cost per standard lot. Example: 20 cent spread = $20/lot.

These calculations use typical spreads during liquid hours. Actual costs vary with market conditions.

Which Account Is Cheapest?

It depends on what you trade and how you trade:

For EUR/USD and major forex pairs: the Zero account is cheapest on paper (~$0.40/lot), but the variable commission means you need to check per-instrument costs. The Pro account at $6/lot is the most predictable low-cost option with no commission surprises.

For exotic pairs (USD/ZAR, USD/NGN): the Standard account may actually be cheaper than Zero, because Zero’s commission on exotics can exceed the Standard spread cost. Always compare the total cost, not just the spread.

For gold (XAUUSD): Raw Spread or Zero will save you significant money. Gold’s Standard spread of ~20 cents ($20/lot) drops to ~5 cents ($5/lot) on Raw Spread plus $7 commission = $12/lot. That’s a 40% cost reduction.

For scalpers (many trades, small profits): every pip of spread matters. Use Pro (no commission, tight spreads) or Raw Spread (predictable commission). Avoid Standard — the wider spread eats into small-profit trades.

For beginners trading small volumes: Standard account. The $1 minimum deposit, no commission complexity, and competitive spreads make it the simplest starting point. The $2/lot difference vs. Pro doesn’t matter on small positions.

The Cost Trap: Don’t Optimize Prematurely

If you’re trading 1–5 lots per month, the difference between Standard ($8/lot) and Pro ($6/lot) on EUR/USD is $2–10/month. At that volume, your trading decisions matter 100x more than your account type. Pick Standard, focus on improving your strategy, and switch to Pro or Raw Spread once you’re consistently profitable and trading higher volume.

The Pro account offers the best total cost for most experienced traders ($6/lot EUR/USD, no commission). Raw Spread is best for high-volume traders who want transparent pricing. Standard is best for beginners. The Zero account is cheapest on majors but unpredictable on exotics.
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Non-Trading Fees

Inactivity Fee

Exness does not charge an inactivity fee. Your balance remains untouched regardless of how long your account sits dormant — whether that’s 6 months or 6 years. This is a genuine advantage: AvaTrade charges $50/quarter after 3 months of inactivity, and many other brokers apply similar penalties. On Exness, you can deposit, take a break, and return without any penalty.

Currency Conversion

If your account base currency differs from the currency you’re depositing or trading in, a 0.5–1.5% conversion spread applies. This is charged by the payment provider, not by Exness. To eliminate it entirely, open your Exness account in your local currency (KES, ZAR, NGN are all supported). See our Exness Deposit guide for the full list of supported base currencies.

Deposit and Withdrawal Fees

Exness charges zero fees on all deposits and withdrawals — the broker absorbs third-party payment processing costs. This applies to all methods: M-Pesa, Airtel Money, bank cards, e-wallets, crypto, and bank transfers. For full method details, processing times, and country-specific options, see our Exness Deposit and Exness Withdrawal guides.

No inactivity fee, no deposit/withdrawal fees, and currency conversion is avoidable by matching your account base currency. Exness has one of the cleanest non-trading fee structures in the industry.

How to Reduce Your Trading Costs on Exness

Exness fees are already below the industry average, but the right choices can lower them further. Here are five ways to minimize what you pay per trade. Open an Exness account and see live spreads →

  1. Choose the right account type for your volume. Standard for under 10 lots/month — the simplicity is worth the slightly wider spread. Pro or Raw Spread for 10+ lots/month, where the tighter spreads add up to meaningful savings.
  2. Trade during London/New York overlap (8 AM – 12 PM EST). Spreads are tightest when liquidity is highest. Avoid trading during rollover (5 PM EST) or over weekends when spreads widen 1.5–2x.
  3. Open your account in your local currency (KES, ZAR, NGN). This eliminates the 0.5–1.5% conversion spread on every deposit and withdrawal. It’s the single easiest way to reduce non-trading costs.
  4. Use swap-free if you hold overnight. Exness’s swap-free is available to all traders, not just Islamic accounts. Enable it in your Personal Area to avoid daily swap charges on eligible instruments.
  5. Check Zero account commissions per instrument before switching. Zero is cheapest on EUR/USD but can be more expensive than Standard on exotic pairs. Run the numbers on your specific instruments, not just the headline EUR/USD figure.

Conclusion

Exness’s fees are low by industry standards. The typical EUR/USD cost is $8/lot on the Standard account and $6–$7/lot on Pro and Raw Spread — all below the industry average. Combined with zero inactivity fees, zero deposit/withdrawal fees, and broadly available swap-free accounts, the total cost of trading on Exness is competitive with the cheapest brokers in the market.

Exness is most cost-effective for forex-focused traders who want clean, predictable pricing. Beginners benefit from the Standard account’s simplicity and $1 minimum deposit. Active traders and scalpers benefit from Pro or Raw Spread’s tighter pricing. Where Exness is not the cheapest option: exotic currency pairs on the Zero account (variable commissions), and gold on the Standard account (use Raw Spread or Pro for gold to save 40%+).

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Frequently Asked Questions

What are Exness’s fees?
Exness charges trading fees through spreads and/or commissions, depending on your account type. The Standard account costs approximately $8 per standard lot on EUR/USD (spread only, no commission). The Raw Spread account costs $7/lot (near-zero spread + $7 commission). Exness charges no deposit fees, no withdrawal fees, and no inactivity fees.
Does Exness charge commission?
Only on two account types. The Raw Spread account charges a fixed $3.50 per lot per side ($7 round-turn). The Zero account charges a variable commission starting from $0.20 per side, depending on the instrument. The Standard, Standard Cent, and Pro accounts charge zero commission — all costs are in the spread.
What are Exness’s spreads?
Typical EUR/USD spreads: Standard 0.8 pips, Pro 0.6 pips, Raw Spread 0.0 pips, Zero 0.0 pips. These are averages during liquid trading hours. Spreads are variable and widen during news events and low-liquidity periods.
Does Exness charge an inactivity fee?
No. Exness does not charge any inactivity or dormancy fee, regardless of how long your account remains unused. This is a genuine advantage over competitors like AvaTrade ($50/quarter after 3 months).
Does Exness have hidden fees?
No hidden fees. The only cost that surprises some traders is the 0.5–1.5% currency conversion spread when depositing in a currency that doesn’t match your account base currency. This is avoidable by opening your account in your local currency (KES, ZAR, NGN). There are no account maintenance fees, no data fees, and no platform fees.
Is Exness expensive or cheap?
Exness is cheap relative to the industry. Standard account spreads are 16–31% below the industry average on major forex pairs. Combined with zero non-trading fees, the total cost of trading is competitive with the lowest-cost brokers in the market. Exness is not the absolute cheapest on every instrument — IC Markets and Pepperstone offer marginally tighter raw spreads on some pairs — but Exness’s combination of low spreads, zero non-trading fees, and $1 minimum deposit is hard to beat overall.
What is the cheapest Exness account?
For most instruments, the Pro account offers the lowest total cost ($6/lot on EUR/USD with no commission). The Zero account can be cheaper on major pairs (~$0.40/lot on EUR/USD) but has variable commissions that can make it more expensive on exotics and metals. For beginners, the Standard account at $8/lot is the simplest and most cost-effective starting point.
Does Exness offer swap-free accounts?
Yes, and unusually, swap-free is available to all traders — not just Islamic accounts. Traders in Islamic-majority countries receive automatic swap-free status. Other traders may receive conditional swap-free based on Exness’s internal algorithm. There are two tiers: Standard (indefinite on select pairs) and Extended (time-limited on instruments like Gold and crypto). Check your Personal Area for availability.


Risk Disclaimer: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 72% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. This content is for informational purposes only and does not constitute investment advice.